How Much Does a DUI Cost on Car Insurance?

DWIs Among Most Expensive “Luxuries”

Have an extra $1,700 for insurance? If you don’t, you should consider the cost of drinking and driving. DUIs and DWIs are among the most expensive actions by drivers. Even if they do not kill anyone behind the wheel, there are still incredible consequences. Many DWI court cases cost at least $10,000. The State of California cracked down hard on drinking and driving. It finds the risk to life and property unacceptably high. So should everyone.

Below is an infographic from the site Nerdwallet about the insurance cost of a DUI conviction. Costs change by location and circumstance, but there’s a strong correlation. Each one adds a large chunk. In addition, in some cases it more than doubles the costs.

St. Patrick’s Day Parties: Drinking, DUIs and Your Insurance

Increasing Penalties

According to the state’s DMV, there are severe. Last year the Governor signed a law requiring all convicted DUIers to have an interlock device on their car, according to KTLA.

Drivers arrested for DUI have their licenses suspended or revoked. They must pay a $125 reissue fee to the DMV and proof of financial responsibility. A first offense conviction showing over .08% BAC results in a four month license suspension. A second or further within 10 years results in a one year suspension. Someone under 21 faces a one year suspension for a BAC of .01% or above. Drinkers and drivers must request a restricted license through a DMV office. The immediate suspension or revocation is a Administrative Per Se sanction by the state before conviction. There could be further penalties and fines, including jail time, after a conviction.

The simplest– and the cheapest way to prevent all of these issues is to simply not drink and drive. Furthermore, you make the roads safer and prevent years of legal and fiscal issues for you and your family. Driving is a privilege, not a right. It is your task to keep it.